Smart Pinoy Investor – Investing And Personal Finance For Pinoys

Controlling your mind is the first thing you need to do to achieve any sort of long lasting business success, whether it’s in real estate investing or any other kind of investing or venture which you partake. Make sure you have the total backing and encouragement of your family as it needs alot of time to build a winning business. It’s actually a business for Credit card companies and hence somewhere in the whole process, they have to have a way to make money . Just remember, you need to have some idea of where you’re going and how you want to get there. Then you decide on how you’re going to meet those needs. If you run a credit card balance every month, then the interest charges add up really quickly. Take into account what might make you flinch, then set your allocation accordingly from the start. On the other hand, the whole market may take a nose-dive and all you hear is gloom and doom.

In this post, we look at 5 tips on wise credit card usage, and how following them, can save you a whole lot of financial heartache. You can come up with a plan yourself or get some assistance from a financial advisor. Once that is done, you can subdivide your plan into individual goals. Add to that, the fact, that even most free credit cards have some sort of a reward program, you can benefit from. What does Sachin Tendulkar have to do with Investing? Sachin Tendulkar is a phenomenonal batsman and a thinking cricketer. Both look like wishful thinking. While thinking of which credit card to apply for – consider just how easy it is, to make a payment on it. The interest payment is the difference between the purchase price and the amount paid at redemption. However advantage of compound interest can be taken over a long period of time. This ensures that you don’t pay interest on your balance, which really is extra money you can keep to invest and build savings for yourself.

Reinvesting it if I think some stocks are undervalue or keep it as war-chest if I feel the market is over-value. Decide how much to allocate to domestic stocks and international stocks. Focus on stable dividend paying stocks. When this happens, I feel it’s important to remember what our priorities really are, and to place our focus there. You rate as there are numerous firms offering fans on the internet. 4. Keep a track of your statement: A few years ago I went through my credit card statement online and saw that there were some charges from an unknown merchant. And if that wasn’t enough, you must also login to each of the sites to keep track of your investment. You’d be surprised how many businesses don’t keep close track of their revenue and expenses. The other thing to keep in mind, while evaluating the fee, is how likely you are to benefit on it, based on your usage.

Goals with different time horizons will require different allocations, but it is best to keep the overall top-down view for a full perspective. As well as comic books Harley features in other media such as trading cards and figurines and games such as “Injustice Gods Among Us”, Harley is a character that will continue to be majorly popular for some time to come. Look at it this way, every time USD loses value, INR loses about 70% of that in relation. So, if USD is worthless, around 70% of INR is worthless. So, if you are holding a Rs. These 5 tips are pretty logical we have to understand that the free credit we get from a credit card is not really free. 3. Get a credit card that is easy to pay off: I used to have an ICICI credit card and a SBI credit card. All I had to do, was go online, and pay off the credit card balance, through my ICICI login.